EMI | Sanjay Datt Film |

EMI (Easy Monthly Installment) is a bittersweet satire that looks at modern day India in a mirthfully subjective way.

The movie stars Sanjay Dutt , Arjun Rampal , Malaika Arora , Ashish Choudhary , Neha Oberoi , Kulbhushan Kharbanda and Urmila Matondkar .

‘Emi’ is an engaging pick on the easy-to-get but taxing-to-hold loans and credits. It’s a narrative of interconnecting characters coming from different strata and style.

Anil and Shilpa are a young couple in love. They are contemporary, hard working, ambitious and submerged in debts. They get married against their fears of compatibility, starting their life in a brand new house.

Love and desire see no boundaries as they choose to travel to the cheapest foreign location for their honey moon which comes at a small installment. Electronics, Car, & kitchenware add to their happy dreams in small steps of more installments. As the cost of love finds various expenses for a happy matrimony their world begins to crumble.

Ryan works as a DJ for survival but is a musician at heart. He is enamored by this beautiful, zippy and hot girl Nancy and immediately falls for her. After the early, hard to get part, she soon makes her way in his life.

Against all warnings about Nancy being a gold digger, Ryan takes the plunge. He believes he is invincible and cannot be taken for a ride. But sometimes life is not a big plan….

Prerna is a beautiful lady in her mid 30’s who is coming to terms with her husband’s accidental suicide, knows that life ahead will not be easy if she does not have her husband’s insurance money coming. Her biggest hurdle is to prove that her husband was murdered – to claim his insurance money.

Prerna is ready to bend the law and is determined to get the insurance money. Rafik powder, a goon comes to her rescue, and promise to do the job for 10% of the large insurance sum of 2 crores. Prerna strikes a deal with Rafik and pays him half the money by securing a loan, hoping the job will be done.

A year passes by. Anil and Shilpa are doing the rounds of family court trying to get a divorce. Ryan can’t believe Nancy has dumped him and is nursing his broken heart and a shattered ego. Prerna has been deceived by Rafik and now does not know what to do as she has made large claims of producing the killer of her husband in court.

Their lives are affected by one common problem, that of, accumulated debts which they are unable to pay. Sometimes problems find their own solutions and such a solution in their despaired, hysterical lives, is Sattar.

Early starter Sattar, a small time goon on the streets of Mumbai, slowly graduated to running an ethically unethical profession of debt retrievals. “Good Luck Recovery” is satirically India’s No.1 money-recovering agency due to lack of rivals in the profession.

Still in his late thirties, running a monopoly business, Sattar has it all – success, money, power – until recently when he starts nursing the mind for politics, which for him is the highest berth to reach.

Sattar comes in contact with Anil, Prerna and Ryan who have defaulted on their EMI’s and are now facing their biggest crises. Sattar's fresh inclination and his falling in love offers a few solutions, which help them move ahead in life and lets him recover the dues.

With his wit, experience and new desire he changes few lives including his own.

EMI is written and directed by Saurabh Kadra. It has music by Chirantan Bhatt. The film is set to release on October 29.